Financing Options

As a family-owned business, Factory Bedding & Furniture Outlet believes that everyone deserves a beautiful home. That’s why we offer flexible financing options designed to make your mattress and furniture purchases more affordable.


Our financing benefits include:

  • No money down
  • No-credit-check financing
  • Flexible payment options
  • Fast and easy approval process - you could be approved in ten minutes or less!

We believe quality furniture should be accessible to everyone in Stratford, CT and beyond.

Snap Finance -

Get pre-approved in minutes!


How it works

Snap Finance offers consumer loans to all credit types, but it especially helps those who’ve had credit challenges in the past and may not qualify for traditional financing. Snap’s application is EASY, and you’ll find out in seconds if you’ve been approved.

  1. Apply - Get approved in seconds 
  2. Visit our store and show us your pre-approval 
  3. Be ready to shop and place your order! 
  4. Approve your contract - Get 100 days with no interest to pay 
  5. Call Snap and modify the payment amount and due date as needed


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